Monday, December 31, 2007

Health Insurance

I can't believe there hasn't been more publicity about this - I've seen one article, essentially a press release.

The EEOC has just ruled that employers don't have to offer full retiree health benefits to retirees who have reached the age of 65 and qualify for Medicare. They claim this just "formally authorizes the long-standing practice of employers" of paying less for retiree health care after the retiree qualifies for Medicare; they made the decision because the U.S. Court of Appeals (3rd circuit) ruled in 2000 that employers who spend less for health coverage on retirees eligible for Medicare, than they do on retirees who don't yet qualify, are in violation of the Age Discrimination in Employment Act.

EEOC claims this is "in the public interest", because without the ruling employers would quit offering retiree health coverage to all retirees because of the extra expense for retirees also covered by Medicare. I thought that's what they were doing anyhow. They claim this will preserve retiree health benefits for younger workers while not reducing benefits for older workers. They claim they have broad bipartisan support for this (although while they list the AFL-CIO and the American Federation of Teachers, I don't see the AARP listed).

Full disclosure here: I'm retired, and my health insurance comes from my husband's job; and when he retires, theoretically he will continue to get full, lifetime health insurance as a retiree. (Yeah, there are about 8 of those left.) I see this ruling affecting my ability to continue to have health coverage, and it scares the liver out of me. I'm about to turn into one of the "older workers" who will get reduced health benefits; and while I'm generally in good shape, I have a number of chronic conditions that require regular medications and checks with the doctor, and my health would deteriorate pretty fast if I couldn't get those.

Maybe I'm over-reacting. But let's get cracking on universal health care coverage, huh??


  1. Anonymous7:13 AM

    "let's get cracking on universal health care coverage"

    I am with you on that. HR 676 will expand Medicare for seniors. See the link in my long post. My post is long. But this is a most important subject.

  2. Anonymous7:14 AM

    The #1 cause of injury, disability, and DEATH in America is, Health Care. More people die now from contact with the American Medical Health Care system than from any other cause of death. More than from Cancer, Heart disease, or Stroke. More than any other country in the world. Many times more than any other people in the world. Contact with the American medical health care system is the #1 risk factor now for injury, disability, and premature DEATH in America. This fact is a catastrophic indictment of the entire US Health Care System.

    Driven by greed. And a rush to profit. Thousands of Americans are killed, and injured daily in America. By compromised health care. Cutting corners. Over, and under treatments. And poisonings with all manor of toxic, poisonous pharmaceuticals. Especially the children. America only makes up 2-4% of the world population. But Americans buy, and consume 50% of all pharmaceuticals world wide.

    This is an emergency. America is in a crisis. And more Americans have died from this health care crisis than have died in all the wars in US history.

    But the tide has turned. And the message is getting out. And taking hold about the fact that we have a very serious, and major health care crisis going on in America. Hurting everyone. Especially our precious little children. Rich, and poor alike. And most all Americans seem to understand now that "HR 676 Not For Profit Single Payer Universal National Health Care For All (Medicare For All)" is the way to go. Like all the other developed countries have done. Americans want government managed, tax payer supported health care Now. Medicare for all. Like other developed countries have. And like older Americans have now. Accept no substitute.

    I am sick and tired of hearing how the candidates, and politicians health care plans are going to protect, and preserve the private for profit health insurance companies that have been killing, and ripping off the American people. And now the politicians want to mandate (require) that every American has to support the private for profit insurance company's that have been killing, and ripping you off. Or you will be fined, and PENALIZED. Thats right. PENALIZED. Ridiculous! The politicians really think you are all detached idiots. CASH COWS! To lead to the slaughter. Don't put up with that.

    Just look at what is already happening with Massachusetts insurance mandates. It's a catastrophe. Financially, and medically for all the people of Massachusetts. And the private insurance companies just raised their rates by as much as 16%. And everyone has to pay now. It's a slaughter.

    It's NOW TIME to bring out the BIG GUNS!! The BIG GUNS!! are you. The American people. And anyone else that wants to help. From now until HR 676 is passed into law. I want every person to reach out and touch their fellow Americans every day if you can. I want you to take a phone book. And call at least one of your fellow Americans every day. And ask them to pickup the sword of HR 676 Single Payer Not For Profit Universal Health Care For All (Medicare For All).

    Call more than one each day if you can. And ask them to do the same as you are doing if they can. And also to put maximum pressure on their politicians to get HR 676 done. And to make sure their politicians support HR 676. Accept no substitute. HR 676 is a no-brainer. It's the best way to go on health care. It's the only moral, and ethical way to go. That is why every other developed country has done it. Most did it years ago. See, and

    I know that many of you have been doing a fabulous job of spreading the word by talking it up with family, friends, and co-workers. And putting pressure on the politicians to get HR 676 done ASAP. The phone calls to your fellow Americans will increase the pressure. And increase momentum for HR 676 at an astonishing, and exponential rate. And I know many of you have been wanting to do something more to help. The phone calls to your fellow Americans is something you can do every day to help.

    Trust me. It will be something to see. But you have to keep the focus, and pressure on getting HR 676 passed pronto. They will try to distract you. With all manor of other crises, and catastrophes. And other plans. Don't be distracted. HR 676 Single Payer Not For Profit Universal Health Care is the #1 concern of the American people. Thousands of Americans are dieing daily now. And you or your loved ones could be next.

    There is no good reason HR 676 cannot be passed into law well before the coming elections. And SCHIP should have been passed by now. Even if it was for 3x the 35 billion congress ask for. Do not tolerate delays. If it is not passed before the coming elections. All America will know which politicians are on the side of the American people. And which are not when they vote. Well before the elections. This is supposed to be a democracy. And well over the majority of Americans want tax payer supported single payer government managed health care for free for all Americans as a right. Many of the politicians will be soliciting your financial, and political support for the coming elections. Make sure you send a note telling them that you expect them to support HR 676 if they expect you to support them.

    Everyone can do this. Most of you are well informed about HR 676. This truly is one of those no-brainers. Be considerate of your fellow Americans when you call. But be comfortable about calling. These are your fellow Americans. Some will be receptive. And some will not be. Some maybe rude, and mean. Just thank them, and move on to the next. Most will be with you. And if you get a call from one of your fellow Americans about HR 676. Let them know you are already on board. And thank them for calling. Build them up. And keep them strong. They are fighting for all of us.

    Keep fighting. Pickup that phone, and call your fellow Americans. It's the right thing to do. It's time to start swinging your political sledge hammers. Until your government gets the message you want HR 676 NOW! And nothing else. No more insurance mandate bait, and switch. Or hokey tax deduction lunacy, and lies. Start using all your power Now. There are at least 250-300 million of you that want HR 676. The insurance, and medical industry want to keep our disgraceful system as it is. And force you through mandates to pay them to rip you off, RAPE! You, and KILL you, and your loved ones.

    Everyone knows the true story now. If we continue to let them get away with this through our politicians, and our corrupted political system. The American people will be known as the worlds biggest bunch of lazy chumps, and dummy's. Don't let that happen. Start swinging your political sledge hammers with all your might until HR 676 is law. So we can have the best Universal Health Care system in the world. Bless you all... KEEP FIGHTING!!!!! Be creative. Your doing great!